Health
Savings Accounts: Market Adoption, Acceptance, Growth and Regulatory
Refinements
Health
insurers have been developing and launching health savings accounts
(HSAs), their newest product offering to help individuals save for
future qualified medical and retiree health expenses on a tax free
basis.
HSAs have been described as a
"break through new idea" to help address the underlying problem of the
affordability of health care coverage.
But, there are issues and
questions surrounding HSAs. It's clear that consumers want and need
more information, especially regarding the regulatory aspects of HSAs.
That's
why we organized "Health
Savings Accounts: Market Adoption, Acceptance, Growth, and Regulatory
Refinements," a senior level tele-briefing that was held in
2005.
Health savings account (HSAs)
are part of the Medicare Prescription Drug, Improvement and
Modernization Act of 2003. HSAs are designed to help individuals save
for future qualified medical and retiree health expenses on a tax-free
basis.
However, despite publicity, most
U.S. workers have neither heard of HSAs nor understand how they work,
according to a survey by Watson Wyatt Worldwide.
Health savings accounts connect
with consumer-driven health plans to offer an important alternative to
employers seeking to hold the line on costs and engage the consumer in
healthcare decision-making.
"These new accounts are the
essence of consumer-driven healthcare," said one industry leader.
SPEAKER PANEL:
- Karin Landry, Managing
Partner, Spring Consulting Group, LLC
- Roy Ramthun, Senior Advisor
to the Secretary for Health Initiatives U.S. Department of the Treasury
TOPICS COVERED:
- Why the push to CDHPs and
HSAs
- Overview of Health Savings
Accounts
- How will the landscape change
- HSA Contribution Rules
- HSA Distributions
- Who is concerned with CDHPs
and HSAs - and why (i.e., employers, employees, providers, politicians)
- Who are the winners and
losers - and why (i.e., young, old, rich, poor, healthy, sick, single,
family, etc.)
- How do we mitigate these
concerns and create winners
- Plan design
- Education
- HSA Account specifics
- What will the future hold for
CDHPs and HSAs
WHO WILL BENEFIT FROM
THE AUDIO CONFERENCE:
Health plans and providers, CEOs, CFOs, employers, human resource
benefit managers, medical directors, sales and marketing executives,
employer health plan decision makers, network development and provider
services directors, strategic planners, utilization management, MCO
plan healthcare management, brokers, TPAs, network managers, physician
practice management company executives, medical management directors,
PHO and IPA leadership, analysts, implementer consultants, account
services and administration executives and ancillary products managers.
"Attend" this program right in
your office and enjoy significant savings - no travel time or hassle;
no hotel expenses. It's so convenient! Invite your staff members to
participate.
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